EXPENSESFree
Expense Tracker
Summarises a pasted expense list by group and by concentration, and sorts subscriptions by what they cost a year rather than a month.
A fifth of lines, half the moneyArithmetic →WordPress 7.1+ Ready345 tools in this category
Business Tools
Pricing, margin, growth and ad-spend calculators, for the numbers a small business actually has to work out.
Tools
RATIOSFree
Financial Ratio Calculator
Liquidity, leverage, return and working capital ratios from one set of figures, with return on equity taken apart by DuPont so leverage is visible.
Leverage raises ROE on its ownArithmetic →RATEFree
Freelance Hourly Rate Calculator
A rate worked out from billable hours, costs and tax, rather than a salary divided by 2,080 hours that has you working weekends by March.
Hourly £90.51 · Day rate £633.54Arithmetic →MONEYFree
Currency Converter
Converts at the European Central Bank's daily reference rates, and shows what the same amount costs once a card or a bank takes its spread.
ECB reference ratesECB feed →VALUATIONFree
Business Valuation Calculator
Earnings multiple, revenue multiple and discounted cash flow side by side, as a range, with the terminal value and the discount rate shown doing the work.
A valuation is a range, not a numberArithmetic →GROWTHFree
CAGR Calculator
Compound annual growth rate from two values or a list of yearly changes, with the arithmetic average beside it and the volatility drag between them.
+50% then -50% is -13.4% a yearArithmetic →PROPERTYFree
Cap Rate Calculator
Cap rate from a proper net operating income, plus the cash-on-cash return and coverage ratio that decide a leveraged purchase.
Cap rate ignores your mortgageArithmetic →CASHFree
Cash Flow Calculator
Cash from operations, investing and financing, with the bridge from operating profit that shows exactly where a profitable month's money went.
$34,000 profit, -$3,500 cashArithmetic →CHURNFree
Churn Rate Calculator
Customer and revenue churn measured against the customers you started with, plus retention, average lifetime and what the same rate does over a year.
Churn 4.5% · Retention 95.5% · NRR 98.13%Arithmetic →COMMISSIONFree
Sales Commission Calculator
Tiered commission worked both ways, marginal and retroactive, with the marginal rate on the next sale and what paying on revenue does to discounting.
Marginal or retroactive tiersArithmetic →Intuitive Workflow
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